Security cameras don’t just protect customers and visitors on your property, they protect you.
If an accident happens on your property, you could be held liable — even if what happened isn’t your fault. Fact: You are a lot more likely to be successful in defending yourself against damage claims if you have adequate security camera coverage.
What Premises Liability Is and Why You Need To Know About It
“Premises liability” is a legal term used in personal injury cases where it is alleged that the injury occurred due to some kind of negligence on the part of a property or business owner. In order for a plaintiff to win such a case, they have to convince a jury that a property owner neglected to maintain a safe environment.
If you don’t have surveillance footage to prove your case, it’s your word against the accuser’s, and you could easily be on the losing end of an expensive lawsuit.
Case In Point
One such case involved a Louisiana woman who fell when she slipped on some rice at the grocery store. The woman, Sheneatha Stevens, sued the store and was awarded $5,000 in damages by a district court. The supermarket appealed the case, however, alleging that Ms. Stevens had fallen on the rice purposely. Sure enough, security camera footage clearly showed the plaintiff staging her “accident.” The court ruled in favor of the supermarket. If not for the surveillance footage, the store would have fallen victim to Stevens’ fraud.
Protect Yourself From All Angles
Now more than ever, business owners need to cover all the bases when it comes to premises security, and cameras are an intrinsic part of that. Other things you can do to minimize your risk of premises liability issues include keeping your walkways free from ice, snow, and obstructions. Also, ensure that your buildings are in good repair and that your properties are well-lit. Finally, don’t forget to check the batteries in your smoke and carbon monoxide alarms regularly.
The financial loss you’ll suffer if found liable for an injury on your property is painful enough. The aftershocks can be worse. A lost liability case means bad press for your business. You could lose customers and connections. More than a few businesses have folded after being on the losing end of a premises liability lawsuit. Choose your security service carefully. Business security experts at On Guard Systems can help you create an easy-to-manage digital camera system that is optimized for your specific surveillance needs.